An eBay For Person To Person Loans?
from the wants-money-from-a-stranger? dept
It seems like every dot com business model is still being pitched like a movie these days ("it's like movie A meets movie B, but in Africa!"). Everything is always described in terms of the bigger players ("it's like Paypal meets Friendster, but wireless!"). Generally, though, anything that needs to reference another business model to make it seem legitimate sounds more like the company is bandwagon hopping, rather than coming up with a really unique or compelling business model. Take, for example, the case of a company called Zopa, which might accurately be described as eBay meets Lending Tree. Basically, it's a person to person lending service. If you've got a little extra spare cash that you'd like to lend out to someone, you pick the interest rates you want to charge, and this service will match you with someone who wants to take your money. Zopa, as the middleman, takes their cut, and everyone's happy -- until, of course, the person lending out the money learns the definition of "defaulting on a loan." Then, they'll need to find a service like eLoanShark that goes out and breaks some virtual knees.![Hide This Hide this](https://ii.techdirt.com/s/t/i/topclose.png)
Thank you for reading this Techdirt post. With so many things competing for everyone’s attention these days, we really appreciate you giving us your time. We work hard every day to put quality content out there for our community.
Techdirt is one of the few remaining truly independent media outlets. We do not have a giant corporation behind us, and we rely heavily on our community to support us, in an age when advertisers are increasingly uninterested in sponsoring small, independent sites — especially a site like ours that is unwilling to pull punches in its reporting and analysis.
While other websites have resorted to paywalls, registration requirements, and increasingly annoying/intrusive advertising, we have always kept Techdirt open and available to anyone. But in order to continue doing so, we need your support. We offer a variety of ways for our readers to support us, from direct donations to special subscriptions and cool merchandise — and every little bit helps. Thank you.
–The Techdirt Team
Reader Comments
Subscribe: RSS
View by: Time | Thread
Business loan
[ link to this | view in chronology ]
Back Taxes
Billy Mueller
[ link to this | view in chronology ]
low interest loan
[ link to this | view in chronology ]
Start- up capital needed
[ link to this | view in chronology ]
Start- up capital needed
[ link to this | view in chronology ]
HELPING YOU OUT!!!!!!!
Do you need a loan?for your business,personal use etc,
i can help you out.Iam in united kingdom.my daddy borrowed,
$2500 from one legitimate loan company ever since then my daddy is financially balance.
i can help you by telling you details about the legitimate loan company:
HERE IS THE DETAILS OF THE LOAN COMPANY:
FRED MORRIS
United Kingdom
Tel numb:+4470 4576 6938
Fkc_loanoffer@yahoo.com
[ link to this | view in chronology ]
Business Start-up loan needed
[ link to this | view in chronology ]
Business loan
[ link to this | view in chronology ]
Broken Cosigner
I consider myself a pretty good guy. A little guallable at times, but thats probably why I got burned cosigning for freinds. It has sense ruined my credit and now I cant get a loan in time of need. I hate asking people for help, but Im at wits end and $6000 would change my life and get me on track. Please if anyone feels an urge to help A honest guy out I will be waiting here with a smile. Have a good day . name is Jason call or email 8285578436 we can set up a contract and payment schedule i can afford 350 a month plus interest. I have a steady job but i cant save fast enough. Someone stole my information over the internet and took everything that i had. Im almost on the street. IN NOT A SCAMMER I HATE SCAMMERS YOU CAN CALL AND TALK TO ME IN PERSON
[ link to this | view in chronology ]