Verizon Explains How Telling Credit Agencies About Your Slow Payment Is A Gift
from the so-that's-how-it-works dept
It's no secret that companies will often use doublespeak to say one thing while they're actually doing the exact opposite. However, here's a fun one pointed out by Dave Farber's Interesting People list. Verizon has taken to telling the big three credit bureaus how punctual Verizon customers are in paying their bills. This isn't all that surprising, since being delinquent in bill payments can end up being reflected on credit reports -- though, usually from more traditional credit vehicles, like credit cards, loans or mortgages. In fact, the threat of having delinquent bills being reported to credit agencies is often used by companies to get slow payers to pay up -- which is exactly why Verizon put this plan in place. While they admit that when asked, that's not at all how they spun the story to their customers. Instead, they said that reporting their info to credit agencies is a "free gift" for consumers. Free gift? Yes, apparently Verizon wants people to believe this is a good thing, because it will help its customers build up the credit they need. As for the people who already have decent credit? No one seems to have asked that question. The story also notes that this is the gift that keeps on giving. Verizon is including the subscribers phone numbers in some of the credit reports -- even if the subscriber is paying for an unlisted number.
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This is not surprising. Its a telco. Next thing, they will offer "free" traffic filtering to make your service faster... by blocking google.
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how it works
Need preferential treatment for your business? Just pay the money.
Need a good reference? Just pay the money?
Want off the criminal record? Just pay the money.
Want someone on the criminal record? Just pay the money.
Need a University degree, a PhD? Just pay the money.
A good credit rating? A new history?
One day, long after the only measure of a man became how much money he had, when he could buy everything else like love, trust, employment, respect, safety, power.... someone had a dangerous idea. It only took one tiny step of logic.
Want it look like you have a lot of money? Just pay the money.
The only thing standing between the great civilisation and its demise was judgement. But nobody had it anymore. Everybody had forgotten how to make judgements. "Buy me this mans bank records!" shouted the weasel. But the records, along with the very identity of the man himself had long since been bought and tailored to his wishes. "Exactly who is this man?" screamed the weasel in frustration. But in a time where fame or anonymity, wealth in times
of need or poverty in times of taxes, reputation in times of ambition or infamy in times of fear, could all be bought for digital numbers in which nobody trusted the weasel had to bow his head and accept the answer. "I'm sorry Sir, nobody really knows anymore"
Look on any banknote and you will see two important words. Those words are "Trust" and "Promise". That is the real nature of money.
Without judgement there can be no measure of anything. And the only measure of judgement is integrity, which you cannot buy.
I, for one welcome this collapse of social structure. Not because of its immediate effect but because of its consequences and aftermath. A day will come when a potential employer, sponsor or suitor will have to make value judgements based on me as a person again. They will actually have to meet me in person, look me in the eye and decide whether they trust my stated opinions and stories. They will no longer be able to delegate this task or pay someone else to make the evaluation, they will have to be in possesion of intellect. Those too stupid and lazy to make accurate value judgements will go out of business thus thinning out the pool and raising the quality and vigour of the economic field.
Good for you Verizon, sell it all to the Devil, because the sooner the rot takes hold the sooner the world will be free of people like you.
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Ever have service with Verizon?
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Re: how it works
Brovo Sir, Bravo
GOM
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Re: how it works
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Re: Ever have service with Verizon?
1) They didn't "let" her brother run up a huge bill (and while 950 bucks is big...I've seen..and HAD bigger), her brother used the phone. The contract for services rendered I'm sure was relatively clear as to the price of those services. If "the brother" was unaware, that's too bad....if he was not an authorized USER of the phone, that's another story.
2) This build up happened over 1 billing period from what it sounds like. Again, once the bill came in, steps should have been taken OTHER than non-payment.
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Re: how it works
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Re: how it works
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Re: how it works
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Re: how it works
Intriguing - I'd like to know exactly which civilization that was. Utopia? Atlantis? Never-Never Land?
Face it, corruption is as much a part of human history as war and language and art and sex and religion. Your perfect civilization is a fairy tale.
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Re: Re: Ever have service with Verizon?
This continued till I refused to pay my bill till they fixed it. That's when they turned it into the credit burea. That's obviously my fault since I made the decission to not pay, but since I was in a contract, I had no other way to fight back. I guess being put in collections fixed my problem, they cancelled the contract, and settled for less than I owed. But, it reflected very poorly on my credit report.
Now I use prepaid phones. Never again will I own a cell phone contract until they offer unlimited whenever minutes for $60 or less a month. There is no technical reason why they can't, unless you consider their crappy networks, which is a whole other problem.
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Re: how it works
Actually, once upon a time there were congressional rules and regulation.
However a political party and president of the early 80's decided to convince Americans that this was bad. Abolishing rules and giving corporate tax breaks and de-regulation was good. And the American people believed it.
Now Americans say fix it, fix it, fix it... but what ever you do not regulate.
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Re:
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Re: Ever have service with Verizon?
Look people, it's really simple. Read the freakin' contract. Know what you can and can't do before you sign the thing and then play by the rules! Don't like the rules? Then don't sign them. No one is forcing you to buy a cell phone. No one is forcing you to go with one company or another. But as soon as you sign a contract, someone is forcing you to play by their rules. And guess what... that "someone" includes yourself. Too bad you changed your mind later. You should have thought of that at the beginning.
I get sick of hearing "my cell phone company is ripping me off because they didn't tell me about this charge"... waaaaahhhh. Well guess what: they did tell you about those charges. Where? Say it with me folks... "in the contract".
Or, even better: "my cell phone company is ripping me off because I didn't realize I only had XX minutes"... boo-freakin-hoo. How is the cell phone company's fault that you talked too much? How is it their fault that you exceeded the limit that both you and they agreed to?
I'm putting this one right up there with people who sue over "not enough warning labels".
If you sign a contract without reading it, you don't get to complain about it later. You'll have no one else to blame but yourself.
Yes, cell phone contracts could be a little easier to read. But the legalese is necessary because without it, people will find and exploit loopholes in the "looser" language. That's why the contracts are as they are now (not just in cell phones, this is in almost everything)... to plug those holes that were being exploited. Contracts like that have evolved to protect the company's interest. And rightly so. They do have to make a profit here. It is a business, not a charitable organization.
Bottom line for this though: if you can't read the contract for yourself, why are you signing it? This is not one of those situations where you are being taken advantage of because they know you have no choice... this is one where you're letting it happen yourself. Sorry folks, you're not getting any sympathy from me.
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Another Gift from Verizon
Congratulations!!! You may now enjoy your Steamy Pile of Shit from Verizon... the company that shows their appreciation in the form of "gifts"
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Automatic billing
I am curious if their stupidity in automatic billing processes (not doing it earlier, or not letting you choose a time) is going to affect my good credit.
I would hope that giving them access to my bank account would allot for some brownie points.
Any thoughts?
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Bags.
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The first year (contract) there wasn't a single month were my bill was correct. If we weren't charged for roaming we were charged for minutes that should have been covered by our plan. It took them the better part of 4 months to get our PLAN correct.
When it gets to the point where you call the customer support line & the first words out of your mouth is "May I please speak to your supervisor", it's time to move on.
True freedom is getting out of a Verizon contract.
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Re: Automatic billing
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I took a new job in September and my Verizon phone didn't work in the office. They notified us of a new monthly charge in August that would take effect in October. That opened a 60 day window for anyone to escape their contract, and I did just that.
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Re: Re: Ever have service with Verizon?
The real problem lies in the fact that Verizon employs many lawyers to help write these impressively long and confusing contracts, and then counts on a large percentage of the population "giving in" to the normal human psychological pressure ["I just stopped in this shoppe to get a new cell phone, I don't want to spend the rest of my life here" syndrome]. As the majority of cell phone users do not drive around with their lawyers in the trunk of the car [hmmm, there's an idea, but I digress!], they end up signing the copious pages with only a general idea of what they contain. There is no real knowledge of the specifics.
Once again, the lawyers have designed lawyer-speak that justifies their own existence and pays for their services at the same time. One wonders if we removed the lawyers and their contracts at the same point in time, whether society would really collapse or not.
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Verizon and Verizon Wireless are different
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Yep, you basically covered it all.
The bottom line is most people don't pay attention to the little details like how many minutes have they used, and if they consistantly run over, by how much and what the next plan increment is, etc.
A co-worker constantly bitched about being "grossly over charged" for being over his allotted minutes. When told that he could double his minutes for another $20 per month - waaay less than he racked up every month with excess minutes, his response was "Well then Verizon should have switched me or at least told me to do that!'
Duh. There's an amazing number of really stupid and lazy people out there that seem to think everybody owes them something.
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Re: Re: how it works
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Re: Ever have service with Verizon?
Meh... not really. Contrary to popular belief, most companies don't have a bullpen full of lawyers for things like this. They employ a (usually small) department of paralegals for their day-to-day forms and get an outside (sometimes retained) lawyer to proof the big things. While the general public does suffer from the "giving in" syndrome, that's not the purpose of these contracts. The true purpose of these contracts is to lay out, in no uncertain terms, the responsibility of each party. Now, yes, large companies have an advantage over the "little guy" or the "everyday joe" in that consumers aren't as educated on contract language as they are. But whose fault is that? Contract language for things like cell phones really isn't that complex or confusing. Read an insurance policy sometime... that's some confusing shit.
No... lawyer-speak, or legalese, was designed to eliminate guessing and "creative interpretation". What would happen if we eliminated lawyers and contracts at the same time? Easy: no one would sell a thing. No one would want to take the chance on having someone taking advantage of a loophole and taking them for a ride. I could use my cell phone for hours and hours and hours and not have to pay a dime because I found a "the" where there should have been an "is" in the agreement. Or I could remember our verbal agreement was different than the company remembered. And without a concise and non-ambiguous contract, there's nothing that the company could do to stop me.
Here's the question we should be asking: "What would happen if we educated our society and maintained ethics in our law?"
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Worst Customer Service Ever
My girlfriend has Verizon; a loyal, almost 2 year customer about due for her "new every two years" renewal, in which you get $100 dollars toward a new phone if you sign a new contract. She pays for extra phone insurance every month which covers lost, stolen, or damaged phones under any circumstance.
One month from this renewal, her phone randomly stops working. The phone is just out of the manufacturer's warranty, but she thinks that she is ok because of her $8 or something insurance that she pays on top of her phone bill every month. Surprise!! The very helpful people at Verizon say that it its a manufacturing defect (again, this phone is almost 2 years old) and that it is not covered on the insurance. Of course, i start yelling, which makes the nerdy sales manager shut down and cease to respond.
They offer her an advanced renewal on her contract to get a new phone, at a reduced $50, or the option to replace her phone for $50 with one of the same model (that is greatly outdated, twice recalled, and no longer in existence). It seems to me that for someone who has paid approx. $183 over her 23 months of service for insurance should get something for her money.
I am changing providers as soon as my contract is up, and my girlfriend has already moved on. I suggest the same...
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Verizon will ruin your credit, don't use them!!
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A Gift?
Is Verizon gonna give me herpies if I don't pay on time?
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Re: Ever have service with Verizon?
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Re: how it works
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Re: Re: how it works
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Re: Re: Ever have service with Verizon?
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Looked, but didn't touch
The Verizon people really pushed hard for the sell but I was able to get away w/o buying. I looked at the pamphlets and compared to Sprint and realized that Verizon wanted me to pay nearly $20 more per month for fewer minutes and several options that Sprint provided for free cost $5/month with Verizon, not to mention that at the time Sprint offered free cell-to-cell calls but Verizon wanted an extra $5-10 for that.
Then I talked to several people and heard enough horror stories that I stayed away from Verizon. And nowadays I'm even more glad that I didn't go w/ Verizon. They really don't care about their customers, just the money. And they'll do whatever they can to keep it coming, even if you leave.
On a side note, I guess it's slightly better that they use your phone number for reporting purposes than your SSN, though they probably have that too. But at least you can change your number when you stop using Verizon.
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Re: Re: Ever have service with Verizon?
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Re: Re: how it works
Unfortunately the rot won't have the desired effect. It will give rise to the survival of the meanest. The only weapon against it is brainpower. And in the USA, that is being eroded by drugs, poor education, anti-intellectual consumer culture, and the mean spirited people who count on it support this agenda while proclaiming the opposite.
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Re: Re: Ever have service with Verizon?
One stated that his contract was for 1500 minutes, but Verizon charged him for excessive minutes over 1300.
Well, there was one comment of someone not liking the additional charges added on to the price. Which, when I saw them for the first time, did blow me away also. Virtually doubling the advertised price of the service. It would be nice if those charges where displayed up front in ordering, instead of vague legalease which does NOT state the amounts of the charges.
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Re: Re: Re: how it works
I'll assume that was pointed at me since your "reply to post" doesn't reference which one you were replying to. If I'm wrong, please tell me.
A joke? I'd seriously like to know where people get the financial data to make these assumptions. Are there special receivers in those tinfoil hats that just pluck this info out of the ether?
According to Verizon Communications, Inc.'s year-end financial statement (http://investor.verizon.com/financial/quarterly/pdf/05VZ_AR.pdf), they showed a 9.85% profit margin. Holy shit-damn... I need to make some investments here!!!11!!one
Seriously. Where do you get this image that all corporations are out to just rape the public? There is a section of the public that doesn't scream "rape" everytime... know who it is? It's the people who've invested money into a company and don't want to see it lose money.
And no, I don't work for a cell phone company. You won't believe me when I say that, but I don't really care.
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Actually, with the spelling errors, I did think it was an American... I just didn't want to say anything. I have a bad habit of getting on soap-boxes about using a spell checker.
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::applause:: Well said.
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Re: Ever have service with Verizon?
Moron or dense? Neither, actually. I am intelligent enough to read between the lines and apply my experience to what I perceive.
I'd like to take people at their word, but when I hear someone say "...but less than the 1500 they promised" my first reaction is either:
1) A sales person lied and you didn't do your research, or
2) You misunderstood what was being told to you.
"... in vague legalese that does NOT state the amount of the charges." Why are you signing something that is that vague? Or, more to my point, why are you signing it and then complaining about it later? (not you, personally... "you" as in the person complaining about "hidden" charges).
My point is this: no one is putting a gun to your head to sign those contracts. No one is telling you to sign without letting you read them first. If you agree to something that you don't understand, it's your own damned fault if it comes back to bite you on the ass.
This kind of coddling of "victims" is what's allowing our general intelligence as a society to decline. Instead of making strides to educate the masses and making sure they can stand up for themselves, we're behaving like over-protective parents. Every child of an over-protective parent that I've ever know has turned into an adult that can't take care of themselves. So that's the kind of society we're setting up. Nice.
Oh, by the way... my response would not have been moronic or dense. If you want to say anything, you could say I over racted and preached about something larger than the symptoms that were stated. Nice personal attack there.
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Verizon is a rip off service !!
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Re: Re: Ever have service with Verizon?
1) legalese is there to obfuscate, not clairify. Those contracts are intentionally hard to read. It is not an accident. It's the same reason that contracts like that used to be printed in 2pt font till that became a reason to nullify the contract. This is a major argument FOR reading the paper before singing, though the sales rep will act highly offended and try to stop you or to get the contract back before you leave. Or at least that is what happens to me every time I stop to read the contract.
One of my favoriate lines reads "By singing this you agree to the agreement contained in (related document) that can change without notice." The Related Document is hardly ever provided.
2) You are correct that they are in the business to make money. The #1 moneymaker for these companies is .... wait for it .... FINES AND FEES. It's similar to what you find in the banking world, where for the vast majority of folks the fines and fees are always greater than interest earned. So it is in the telco's best interest to make sure, as best they can without being called on it, that you get fines and fees. Don't believe me? Do the math.
And for the guy with the Ex possessing an account in his name:
It costs verison money to correct the errors in credit reports, but is almost free to put errors there. How many corrections do you think are made without court orders? It is better to dispute with the credit agency and report verison for fraud. Verison will likely call you about it, so be ready.
Ahhh, reminds me of when I was with Sprint, and a customer challanged me to _find_ his contract. I looked for a year and never did. We still charged him.
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Phone companies
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Re: Anonymous Asian
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Re: Ever have service with Verizon?
Ah, the proliferation of the tinfoil-hat market. I need to buy stock in that.
A business doesn't form and intentionally look for ways to hoodwink customers. The cry of "the big bad company is out to get me" is getting really old.
I said it before and I'm not recanting: those contracts are there to prevent fraud. Period. Some sales people may (and probably due) use the confusing language to their advantage, but I can guarantee you that the board members of Verizon aren't sitting around the table discussing strategies on how to better cheat their customers.
You know, it really doesn't have to be an "us against them" thing.
Yeah, and? Are you surprised that a company is going to try to maximize their earnings.
"Did you know that the way a football team moves the ball downfield furthest is to give it to their best runner or passer?" Well howdy-do.
Yeah, they may be a little underhanded about it, but that's not Big-Bad Corporation's policy. You get middle management yahoos who try to make themselves look good and save the company money by being sticklers for rules (that are defined by the contract) and not bend in ways that would be considered "fair" by us. They give these non-bending policies down to the supervisors and service reps who say "sorry, my hands are tied".
Again, not surprised there.
And everyone says "you'd think that they'd make and exception for me since (insert reason here, usually based on longevity and monies-paid)". Well what about the thousands of other people exactly like you? Shouldn't the same exception be made for every one of them? If that happened, the company would go bankrupt.
Yes they get the majority of their money from fines and fees. Play by the rules and you don't have to pay those.
And for the stories of ex.'s and brothers and other things "beyond your control"... stop being hostile towards the people you're trying to get to help you. That's half the problem there. You get hostile; they get defensive and tight-lipped and don't want to help you. Flies with honey and all that.
Case-in-point. And how much did all of that yelling accomplish?
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Re: Re: Re: Ever have service with Verizon?
Try Cricket Wireless, if they have it in your area. Unlimited minutes, text, pictures, long distance, everything for around $45 a month!
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Give it up. The smart folks know. The other just don't listen.
Hey Maximus,
"The #1 moneymaker for these companies is .... wait for it .... FINES AND FEES"
Fines ? No. Fees? Well, yes. Fees are the basis of your contract; a fee for services provided. I think you probably meant penalties or overage charges for exceeding the allotments provided by your service plan. Sheesh.
Hey Ranjit Singh,
When you cancel a contract, ASK FOR WRITTEN CONFIRMATION! They are required to provide it. And per your contract, if you did not complete the 1 or 2 year term, you are required to pay them an early termination fee, something they hardly ever waive because it offsets the cost of the "free" phone you likely got when you signed up.
And before anybody over-reacts on Verizon, look at your most frequently called numbers. All those Verizon IN network calls are FREE and use up ZERO minutes.
Took way too long to explain to my daughter's best friend (college senior) why her 1000 minute + T-Mobile plan was not the bargain she insisted it was because the 6 people she used almost all her minutes on were all on Verizon. If she switched to Verizon they would all be IN network and use NO minutes...
For half the cost of her T-Mobile plan she could (and eventually did) add herself to her mother's family plan and doubled the minutes.
Caveat Emptor. And, no, I don't work for Verizon.
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Re:
No, you've got it wrong. Its "paranoid folks believe. The others just don't care".
And paranoid folks believing are scary as hell. Me; I don't care. I can watch my own ass when it comes to business, so I don't need to rely on the "protection" of simpler contracts or whatever else people are clamoring for in the name of "fairness"
But you're right, Caveat Emptor.
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Re: Re: Re: Re: Ever have service with Verizon?
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Re: Re: Ever have service with Verizon?
Had I used more than 1500 minutes on a 1500 minute plan that I signed a contract for, then that would be my problem.
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Re: Re: Ever have service with Verizon?
Actually sales would go up. There would be no lawyers to sue you. There would be no risks. Pay up front, get services up front. Don't like service, don't pay. Capitalism is a far better equalizer than lawsuits.
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Re: Re: Re: Ever have service with Verizon?
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Re: Re: Ever have service with Verizon?
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More of the same with Verizon
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Required to provide written confirmation of cancel
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Just cancel the service
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Re: Verizon's sticky web of contract clauses
If people would simply walk away from the traps, they would stop using them.
My biggest gripe with Verizon: They are inflexible. If you get a divorce and don't need two phones, they don't care. You are hit with $175 cancellation fee for a stupid secondary phone. Try making changes like upgrading or downgrading plans and you are locked into another 2 year contract. I dont mind a 2 year commitment, but please don't keep renewing it just because I upgraded or simply want to cut back a little.
I canceled both phones because they don't acknowledge that peoples' lives change as do our communication needs.
They are smug in their 2 year contract. I will pay the $350 penalty, but will do so over the next two years in pmts of $14.58/mo...just to be fair and keep that 2 year thing going.
My biggest question is why they would demand $350 and happily let my business go ( approx. $2300/yr).
That's $23,000/decade...approximately $100,000 as a lifetime customer... all LOST over a $350 BS fee. Let them multiply those figures times the thousands of angry ex-customers they generate. We as consumers have power, but lack will-power. When we shop for phones, we need to simply demand fair terms, or NOT sign their rididulous contracts.
Yes, phone units are expensive enough, but instead of hanging a neverending contract over our heads, why don't they just charge up front or by installment on our phone bill. DTV and DishNetwork don't renew your contract obligations if you add HBO. Why should the phone Co. renew contracts for plan modifications?
I would love to get a group of investors together and form a phone company, perhaps customer-owned, that offers flexibility, monthly plans without suprises, and grinds the jerk telecom co.'s in the dirt by eradicating their collusive consumer traps and price-fixing policies
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Re: Verizon's sticky web of contract clauses
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Re: how it works
I would love to see people everywhere simply pause their lives all at once. Let them stop driving the planet killers (gas vehicles) for a week, stop working, stop playing.
Let them refuse to spend a dime on these abusive companies. Cancel their 2 year cell phone contracts and pay the penalty ($175/ line) over a 2 YEAR PERIOD in payments of $15/mo. Give it back to them in the terms they apply to us.
They lock us into contracts that specifically cause us to waive our rights and make provisions to change the contact terms however they see fit. Not really a contract at all on their end, but a tool to ensure our submission.
It's sad to look at children. I see a whole generation of automatons, slaves of convenience and technology, indentured to the Great Oligarchy. How will they not hate us for destroying their hope, polluting their future, and laying down laws that discourage dissidence and change for the better.
The terrorists don't need to lift a finger againt the world.
Give us a few more decades and we'll destroy the earth ourselves.
It seems America may have been better off tax-wise had we stayed with England. Our forefathers would have gasped at what we pay in taxes and all the different kinds of taxes we pay. This incredulity would be compounded by the flagrant wasteful spending of our firstfruits by our elected.
If the American Dream were a religion, then our leaders would be heretics, and the corporations would be false prophets. Our leaders all have gone astray. But Alas, we are all in a trance and too busy to care enough to demand their return to values, common courtesy, honor, and sensibility.
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Re: Phone companies
No lawyer in the world can force us into signing their bogus contracts. If we don't sign contracts that force us to waive our rights, their lawyers will draw up better contracts.
Question is, do enough Americans have the willpower to hold out for 6 months or a year from cell phone use in order to effect positive changes?
I have done my part by cutting off cell phone use in protest of their ridiculous contracts and policies.
But am I alone?
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Holding large agencies accountable
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Verizon Reporting to Credit Companies
It is more like EXTORTION.
I have been battling with Verizon Wireless for overcharges and billing errors that occurred in August of 2005. It is now August of 2006.
Through the Better Business Bureau they have admitted to making a mistake - but instead of letting it go (having to buy signs, new telephone, new business cards - which will amount of approximately $500 - almost the initial overage they charged)... they are only willing to agree to $135.
Verizon Wireless is still trying to get away with a mistake that costs the consumer (me & you) and charge for the privilege of doing so.
How can they do this? Because they have pending a blight on my superior credit report.
Verizon Wireless is not the only corporate sponsor of the Bush administration who feels impugnity to get away with murder....
So does Homecomings Financial - they play the same game - but with different rules. Recently my mortgage went up from 7% to 10.75%. How does this happen with a cap of 2%? Details in the contract (tip - do not rely on your mortgage broker to explain the contract - ask him to show you in the contract where it says a 2% cap and understand).
Anyway, when I tried to refinance - Homecomings sends the new lender a letter reporting me 30 days late. This gets taken care of - then Homecomings has the nerve to send a second notification of a 90 day late two years ago - which never happened!
The game is they make mistakes and put an onerous burden on the consumer to correct it! The consumer is footed the bill for the mistake or the bill for reparation.
Folks - CALL or WRITE your senators if you are experiencing Corporate Irresponsibility such as the above.
Corporations should be held accountable for mistakes they make - otherwise we are all subject to penalties from Corporate Extoration such as the above mentioned examples.
By the way - Better Business Bureau receives it's funding from corporations. You may be better served by filing your complaint and going directly to court - do not agree to arbitration - since the arbitrators are paid for by the corporate sponsors you are complaining about.
GOOD LUCK and don't give up! You never know when you really need to get credit and corporate extortionists can harm you.
Persist in holding your elected officials responsible for creating laws that protect consumers.
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Re: how it works
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verizons free gift
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What a Joke!
Verizon should just come clean, and tell everyone that its their way of keeping customers paying on-time.
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BEWARE VERIZON UNFAIR CREDIT REPORTING AND BUSINES
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Re: read my experience and reply
We switched to Comcast and canceled our verizon account In April 2007..We only received a bill from the DSL portion for 3 months past our end service date.We called The DSL # in June and they credited all the service told us they would transfer the money we already paid to the Long Distance portion and to wait for an adjusted final bill. Perfect..We waited and got a bill NOT adjusted, in August. Tried four times to call in Aug and Sept with wait times of over 90 minutes and never got through. We then in October got a collection letter called them explained the situation and they didn't care. We got a bill in November and paid it in full deciding for $135.00 we had already wasted more of our own time! We figured they would find the credit and send it to us eventually. Here we are in February 2008 with no credit refund, we paid the bill, and now they reported us to the credit bureau and our credit companies are sending us credit reduction notices, we cant refinance our house at a prime rate, and we are on the heels of an ultra important business loan and we are pissed!! To top it off I just received my July 2007 bill from Verizon post marked January 2008. I AM FURIOUS.When I tried to get call records to dispute with the credit companies turns out they have a legal department , only you can't speak directly to them, only your lawyer can. All this over $134.00 bill and they owe us $80.00 which is lost somewhere in there accounting!!! We are opening a Small service business in a suburb of Redmond Washington where half of the community is Microsoft execs and I don't think I will speak kindly of or use Verizon. Does anyone know of a class action against them?? or had similar experinces? appreciate your input.
Add Your Comment
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Re: Verizon will ruin your credit, don't use them!
We switched to Comcast and canceled our verizon account In April 2007..We only received a bill from the DSL portion for 3 months past our end service date.We called The DSL # in June and they credited all the service told us they would transfer the money we already paid to the Long Distance portion and to wait for an adjusted final bill. Perfect..We waited and got a bill NOT adjusted, in August. Tried four times to call in Aug and Sept with wait times of over 90 minutes and never got through. We then in October got a collection letter called them explained the situation and they didn't care. We got a bill in November and paid it in full deciding for $135.00 we had already wasted more of our own time! We figured they would find the credit and send it to us eventually. Here we are in February 2008 with no credit refund, we paid the bill, and now they reported us to the credit bureau and our credit companies are sending us credit reduction notices, we cant refinance our house at a prime rate, and we are on the heels of an ultra important business loan and we are pissed!! To top it off I just received my July 2007 bill from Verizon post marked January 2008. I AM FURIOUS.When I tried to get call records to dispute with the credit companies turns out they have a legal department , only you can't speak directly to them, only your lawyer can. All this over $134.00 bill and they owe us $80.00 which is lost somewhere in there accounting!!! We are opening a Small service business in a suburb of Redmond Washington where half of the community is Microsoft execs and I don't think I will speak kindly of or use Verizon. Does anyone know of a class action against them?? or had similar experinces? appreciate your input.
Add Your Comment
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Re:
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bad customer service
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Re: Re: Ever have service with Verizon?
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Re: Re: Ever have service with Verizon?
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Re: Verizon will ruin your credit, don't use them!!
In December 20006 tell sept.2018 mess up all 5posted in credit report.by version wireless company I owed zero as of October before November 2006 but no help no refuse but they claim I owed money but when I request info on myself they're Denise me all proof. And promised as of September 2006 to find my cellphone by hack the one that have my cellphone..lies from them again . I've cleaned record on me and keep my credit reports fair only my real. Not lies..if you can help me with getting lawyer take case I'm on fix income please reply dtime52575@gmail.com no bull reply there lawyer number that will take case..
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