What Do You Do When 80 Other People Are Using Your Social Security Number?
from the good-luck dept
With so many data leaks these days, whatever little belief you had that your social security number was private should now be completely shattered. It's a joke that anyone still uses SSNs for any form of identification -- and yet it's still considered the standard. Perhaps a few more cases like the following one will help rectify that. A woman who had not worked in a few years was surprised recently to receive a note from the IRS about taxes she owed. As she tried to get to the bottom of the situation, she discovered that her social security number was being used by at least 80 individuals around the country to help them get jobs. What happened after that demonstrates just how screwed up the system is. While she continued to run into various problems due to others using her SSN (including being held at customs because someone using her SSN was wanted for a felony and having trouble getting a new job), the IRS basically told her that she was going to face the same set of problems every year, and there was basically nothing she could do about it (other than get a new SSN, which she eventually did). In the meantime, can someone explain why Social Security Numbers are still being used for identification at all?Thank you for reading this Techdirt post. With so many things competing for everyone’s attention these days, we really appreciate you giving us your time. We work hard every day to put quality content out there for our community.
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SSN's for jobs?
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what?
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Re: what?
http://tinyurl.com/n732u
http://www.theforbiddenknowledge.com/hardtruth/powell_leaks_rea son_for_ssn.htm
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Re:
I think you might be surprised to know that during the debates in congress regarding the creation of the SSN one of the stipulations agreed upon in order for it's creation to pass was that it would never be used for general identification purposes.
Big surprise that didn't stick.
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ok then...
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More Deception
There's no such thing as identity theft, its really bank fraud that banks and our government doesn't wont to pay for so they blame it on you.
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chip
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Re: chip
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Re: chip
Something I Know + Something I Have + Something I Am != Complete & Absolute Security . . . but it is pretty good all things considered.
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Re: Re: chip
Implanting anything that can be removed is hazardous to your health for these reasons, not and biological or government spy reasons.
There are plenty of security devices like fingerprint and retina scans that require the user to have a pulse or other life signs to work.
The problem with DNA identification is that you shed lots of it every day. DNA is in your hair, skin, blood, etc. Identity thefy would be as easy as picking up one of the millions of hairs lying on a common city street.
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Re: Re: Re: chip
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Social Security Numbers
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Re: Social Security Numbers
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Re: Re: Social Security Numbers
You don't have to provide an SSN on a job application. Leave it blank. If they ask, respond, "I'll provide it if you offer me a job and I accept it."
Doctor's offices ask for it routinely. I leave it blank. They say they "need" it. I tell them they don't. They have my medical insurance number.
You have to be vigilant. Question the "need" for giving someone your SSN!
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Re: Social Security Numbers
Right... Try to get student loans or apply to go to college without it. Maybe they don't legally have the right to force you to supply it, but its hard enough to get the paperwork processed in time if you do everything the way they want... Try to be different and you might wait an extra year to go to the university of choice.
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Re: Social Security Numbers
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SSN's or what?
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Bar Codes
Issue it at birth, deactivate at death. If it shows up two places at the same time during your life time, you know that fraud is a foot.
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Re: Bar Codes
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ok - dont give it out
Unless you want a drivers license in the state of Ohio, or a Commercial Drivers license in any state in the US. I know in Ohio you can not get a drivers license, car title, or any other business done at the BMV without your SS#. Another issue is when I was applying for my Commercial Drivers License in Washington state I had to show them the actuall SS card, there was a federal requirement that forced this.
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Re: ohio requires but does NOT
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Re: ok - dont give it out
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implants
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Re: implants
implantee: What's with the vice and drill?
Doctor: Don't worry, I won't feel a thing! It will be over in a few minutes, unless we have to perform the task again.
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Re: implants
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Meh. Tis the future.
Even I can see the security flaws in my idea, so please don't flame me, I'm just throwing ideas out there. Americans have plenty of numbers already, so one more won't hurt.
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SSN's
Credit cards are a good example, to me it makes sense that in addition to a signature (which no one checks) or a picture on the card (that no one looks at) require a pin number to be entered at the point of sale. Why aren't we doing this? Simple; consumers don't want it. Credit card companies have looked into this, but they found that most people don't want to put up with the "hassle" of securing their credit cards with one extra step!
Botom line: people still think it won't happen to them, so until it happens to a lot more causing some kind of outcry, nothing will be done.
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new type of address
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Credit fraud and SSN.
All someone needs is your name, mother's madien name and your SSN...sometimes even less than that.
Once they have that, they can apply for the card to any address they want, so you willl never know about it until you get a phone call a few months later about a maxed out credit card with a $15,000 limit in your name. By the way, when they apply for the new credit card in your name with a different address, it automatically changes your address to the new address on your credit report. How screwed up is that?
They way people get away with this is by having the address on the credit card out of state. When you report your identity stolen, the police will not go after them if it is out of state. It is ultimately up to the credit card company to go after them if enough money is stolen.
Preventative measures: Do not give out your SSN at any time unless you feel you are in a safe environment such as applying for a new job, opening bank accounts, etc.
Do not fill out forms for credit cards at sporting events, online websites or any other unsecure situations where it has to go through 3rd or 4th hand to get to the credit card. By then, a handful or more people will have seen your information and could have copied it down.
One of the top ways college students are fraud victims is because the schools use the student's SSN as their ID number. The student can request the school to issue them a seperate number to prevent this, but only on request.
SSN's are plain dangerous, because all it takes is 9 matching numbers to ruin a person's life.
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Have a Sh|tty FICO score.
The real problem is like the situation above where the IRS is coming after you for taxes. That seems to be nightmare, being the IRS and everything.
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Re: Have a Sh|tty FICO score.
If a person is willing to commit an offence they are not likely to say "Oh I have a fraudlent SSN already ... I made a bad choice but I am stuck with this one now." These people are just as likely to commit a second offence if it suits their need. Integrity is not a character trait that they are likely to display.
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Re: Have a Sh|tty FICO score.
Really though, do identity thieves really spend the time finding out your FICO score? I wouldn't think so... so even if you could get out of the fraudulent loans easier, you'd still have to deal with it, and just from dealing with my bank on a regular basis I'm assuming it would be a huge pain in the ass. Not to mention uh, having bad credit isn't a grand ole time either.
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yeah. don't plan on buying too much if you're taking a vacation there.
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Re:
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Re:
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Re: Re:
I just remember it being WAY outrageous when I went to quakecon last year (grapevine, dallas).
I was also in the Gaylord Texan Resort....and their stuff is expensive as-is.
oh well.
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Re: Texas Sales Tax
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SSN
But there are a few Americans without a SSN.
I do not have a SSN, and have never had one. My reasons are due to my Religious beliefs (Mark of the Beast type stuff).
Not having a SSN makes life quite difficult, but not impossible. You do not need a SSN to get a job, you just need to be an American (Passport shall prove that). You do not need a SSN to get a Passport (one of the only places that realize not everyone has one). You do not need to have a SSN to pay taxes or get your Tax refunds back (I pay my taxes every year and always get any refund owed).
You do need a SSN to get any benefits such as unemployment, Welfare, or Social Security. While I pay my Social Security tax and unemployment insurance, this money goes poof and is wasted for me, as I shall not get any benefits from the systesms.
Opening a Bank account, going to college, getting a Library Card, Opening a Brokerage Account, Credit Cards, Apartment renting, and everything else is more difficult, but not impossible.
I have my Bank account at Washington Mutual. I got my lines of credit. I went to college and recieved Financial aid. I have credit cards and a Charles Schawb account for investing. But getting these things can take work. I have worked for larger corporations such as Symantec and other busineses. Any income you make is subjected to Backup Withholding and you need to wait till next years refund to get any overpayment.
Non-skilled jobs typically wouldn't hire me (no Burger King when I was young) but places in California would. After I went to college and got skilled as a programmer getting a job was not difficult, although you do need to convince payroll and stuff to let you in. Mainly the Payroll program (ADP)s won't take all 0's as an identifier.
Moving out of the country, might have made things easier for me, but what I found is that most countries have a Social Security Number equivalent, often even more pervasive than ours.
I have not sued anyone yet, but I likely should have over my life as difficulties are often encountered.
Not everyone has a SSN. Just nearly everyone, so it is expected.
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SSN for utility connection
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Boy - credit cards sure makes our money more secure doesn't it? Makes you wanna go back to cash.
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RE:
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Re: RE:
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police,homeland security,ssa.nsa,etc.....I have a subscribtion by accident to E-week which anyone can get free. For the last 6 mos its all about RFID.the good parts of course. now on the other hand by googling RFID you will see that Wal-Mart and other retailers are using this now to follow us..yes track us. in baby formula bottles.cds,all pc parts,sewn in to your favorite blue jeans,placed in between the cardboard packaging,inside of the plastic of some bottles...just hold up something you buy from any store to the light"if it is translucent that is" and look for the little strip,or square puzzle piece looking thingy.if you use speed pass or bonus cards, to buy gas or food. you had to fill out a form so they know where you shop,what you watch on directv,cable,which cell phone you own. which can be tracked by gps nowadays. also where you eat ,remember those jeans you wear and that formula you have in the baby bag are being watched. so they know you are on welfare,or rich and either you can afford or not,you cant deny it they are watching....... so can the RFID chips.. police are trying to perfect a new device that can read these "implanted devices" in new cars which have lojack and "onstar" and stuff you have on you with imbedded devices at 60 mph..which means they can find anyone anywhere in your car,elevator,passing by on the side walk,etc....
they are tapping our phones now our souls and very existence
welcome to the jungle.
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Re:
And now the moonbat contingent speaks.....
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Granted, there's nothing stopping anyone from stealing my identity and abusing it, but at least now I will be notified as soon as it happens. I think that people in this country need to take more responsibility for their own affairs, and stop waiting for someone else to solve their problems. Yes, the system is broken, but there is something that people can do about it.
Sure, I feel guilty that it took a bank's letter for me to actually take action myself, but I have, and I'm glad I did. I will definitely renew my subscription once the year is up. Take charge, folks, and don't let yourself become a victim, because prevention is better than cure...
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Social Security Numbers
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Re: "by theresa"
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you have got to be kidding
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This happened to my step-dad.
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Meijer was doing that 6 yrs. ago by credit/debit/c
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um...
face it. america isn't great any more, we're just britain's homosexual and slightly retarded little cousin.
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Privacy + Positive Identification
The solution of using SSNs for positive identification is obviously solving neither problem.
Replacing SSNs with a set of digital signatures for each individual could go a long way towards improving the situation.
For starters, say folks would have one each Identification, Permission & Encryption. Want credit? Fine, just fill out this application & sign the document with your ID signature. A federal database could verify that the signer was or wasn't who he/she claimed to be, but could not look up the signature of any signer nor directly look up the individual associated with any particular signature. Also, at any time individuals could view a log of every identity-verification request concerning him- or herself.
More secure transactions involving higher-value information would only be performed in encrypted form: the info being transmitted would be pk encrypted with the recipient's public encryption key, and the encrypted package signed with the senders ID key.
The most sensitive information would be encrypted again on a line-item by line-item basis with a Permission key hashed against the line item ID *and* recipient's public key. This would require an extra step of the recipient for each item of information they wanted to view: To get the info into a form that was directly decryptable with their own private key, they would need to submit a permission request to the information owner to view that line item. To grant permission, the info owner would divulge the hash for that line item, which would then allow the recipient (and only the recipient) to generate the corresponding decryption key.
The real security of such a system, though, would require two additional safeguards:
1) We'd need laws ensuring that no citizen could be held responsible for any financial obligations that were not processed through such a system.
2) The platform would need to be completely open-source & transparent, managed & monitored by a directly-elected non-profit foundation. It could be assisted & funded by the US government, but must remain outside the direct control of elected officials or other government agencies. Otherwise, too much incentive exists for politicians to muck with things for their own benefit, e.g. concealing security holes arising from their decisions, etc.
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Re: Privacy + Positive Identification
However this would have to be completely transparent to the user.
The other advantage is the password you can put on your key. So no one can read your private key without your password/PIN.
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Hell After The SSN Change
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Re: Hell After The SSN Change
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The Ever deadly SSN#
We are cattle, and we have allowed this to happen because every American wants that nice little successful life without any interruptions. I want my damn cable TV and I deserve it! I do not want my SSN# stolen because its mine! Blah, blah, blah… If I have found one thing as a member of this herd, there is a never-ending stream of complaining and self-righteousness among my fellow cattle. Accept your fate is short lives so enjoy what you have left…too many of us do not get that chance! So, you get inconvenienced a little or a lot! Deal with it and take ownership and then move on!
You could be in a different country where they slaughter their cattle for complaining about things like this, be thankful that you have a life that 90% of the world does not have, and would love to have…
Bunch of babies….
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Re: The Ever deadly SSN#
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Replace with what?
Whatever you name the replacement number it will be the same thing.
The SSN would be fine to use as a non-critical identifier, but something needs to be done for verifying money based agreements
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Re: What?
Fox News Sunday on 06/17/01
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Momma's name
SSN upon employment applications has a purpose -- to check out your credit rating. It says a lot about you - or so the HR departments believe. They used to just make sure you parked in the special visitor spot and sent someone out to check out how messy - or not - you car was during your interview.
Stand up for your selves people! I have survived refusing the hospital and the insurance company the right to have my SSN or my spouse's. Doctors ask only because that might help get them paid faster. But I really put up a stink when the soccer team wanted my kids' number to verify that the right juvenile was on the field. I chewed them up and down over that one and told them to make up a fake number. Then they offered me the security job!
Jeff - I'm studying British history - good one about America being the homosexual second-cousin. FYI I was in Mexico and just getting hit on all the time. I picked up an "American" magazine for the flight home. Same mag as next to the check out in the grocery store gets published with nude photos of the models-outside the borders. So that is the image they have of us - sex crazed.
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Eliminate the Number by Eliminating the Problem
When our Founding Fathers created the constitution, I do not recall there ever being a mention of social security, or welfare (except in the general welfare) of any kind at all.
Many good points in this thread about SSN's & ID theft. Many foolish ones too.
The problem is that the gov'ment decided that they would be benevolent with our hard earned tax payer dollars. Dollars that shouldn't have been stolen from us by the unratified 16th amendment in the first place. But we stood by and did nothing.
The point is that if social security did not exist in the first place, there would be no need for numbers.
If we all just took care of each other, instead of putting up with our filthy, obese and criminal government, we would be much better off.
Have you ever tried to get a new-born baby out of the hospital these days without a SSN?
Maybe if we stood up together and did something, (Can you say class action suit) instead of argue about numbers, we would be better off.
There is a cause of action for invasion of privacy.
Invasion of Privacy
****************************************
To properly state a cause for invasion of privacy, the plaintiff must allege:
Elements to prove for Invasion of Privacy:
1. Defendant [Gov] publicized a matter [SSNs]concerning the private life of plaintiff.
2. The matter would be highly offensive to reasonable persons.
3. The matter is not one of legitimate concern to the public.
4. Plaintiff suffered damages as a direct result.
***************************************
Maybe, Washington, Jefferson and Madison would stop rolling in their graves if we all got together and did something.
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using ss
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The only practical ID that belongs to You is you (fingerprint perhaps, or just making up the mind as to who you are, and who you want to be and then work for that). As soon as we learn to be independent again and stop depending on and demanding the gubbermint to take care of US from Birth to Death we will again enjoy the freedom of independence from another PERSON over US.
Until I become independent and responsible for what I want, do and say, I will be in bondage to the Life another gives me.
If I believe in the American Dream at the expense of another PERSON, or the expense of the American PEOPLE, or the expense of the other People of the World, I am asleep. WE need to wake up to the reality of who and what WE are - Now. We can not depend on another to define (ID) who We are without suffering their definition (ID) of who they are.
Our Government was not to Lord over US but to serve by protecting US from enemies, foreign and domestic, and regulate commerce with an honesty money supply so We could Live Free and Independent. Our enemy is not foreign.
You can Stop using the number, and dishonesty in Money (the Taxpayer Identification Number for the Interest on the gubbermint's Debt, and the Fed's fictitious money). We didn't get to where we are over night and it is going to take effort, real effort, to change, to really change. The Change may be more challenging than the Effort necessary to change.
"It's not what you Don't Know, but What You DO Know - THAT AIN'T SO..." That's is the problem - and the solution.
Our values have changed and we might want to consider the values of what once made US a good People and a great Nation, and that starts with SELF Honesty.
Can You identify?
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